Structural warranty cover in Jersey
Latent defects insurance for Jersey developers - new homes, apartment schemes, conversions and completed buildings, with 10 and 12 year policies from providers who insure island sites.
- Instant response
- Insurer quotes usually within one working day of your proposal
- UK FCA Regulated Broker
- 10 and 12 year cover
- Large and small Island sites welcome
Developing in Jersey
A warranty your buyers' lenders will recognise
From apartment blocks in St Helier to a handful of family homes in St Clement or a farmhouse conversion in Trinity, almost every Jersey development ends with a buyer asking their lender for a mortgage. The lender, and the buyer's advocate, will expect to see a structural warranty in place.
We arrange that warranty for you. We approach providers who cover Jersey, compare what they offer for your type of scheme, and set out the full cost - premium, inspection fees and our own fee - before you commit to anything.
Jersey has its own planning and building control system. The warranty provider runs its own technical inspections alongside it, and we agree how those will work before you start on site.
Jersey schemes we cover
New build, apartment and conversion warranties in Jersey
Apartment schemes
Blocks of flats and mixed use buildings, including developments sold off plan where buyers want their deposits protected.
New build homes
Single plots, small groups of houses and larger estates, with a certificate for every home at completion.
Conversions
Farm buildings, offices, hotels and commercial premises converted into homes, with the existing structure assessed alongside the new work.
Self-build
Warranty cover for the home you are building for yourself, so your lender is satisfied now and a future sale is straightforward.
Affordable housing
Cover for affordable and social housing schemes delivered by developers, trusts and housing providers.
Started or finished
Retrospective warranties for work already under way, and cover for completed buildings where the evidence is available.
Why use a specialist
Getting cover for a site off the mainland
Many UK warranty providers price and plan their inspections around sites they can reach by road. A Jersey site means flights or ferries for their surveyors, and some providers simply do not take island work on.
- We know which providers cover Jersey and the kinds of scheme they prefer
- We agree the inspection stages up front so the build is not held up waiting for a visit
- We check the provider is likely to be accepted by the lenders your buyers will use
- We give you one clear breakdown of premium and fees, with nothing hidden
Planning a Jersey development?
The best time to arrange a structural warranty is before work starts on site. Tell us about it now and we will set out your options.
Jersey questions
Structural warranties in Jersey - your questions answered
Do Jersey mortgage lenders ask for a structural warranty?
Most lenders expect a newly built or converted home to have a structural warranty from a provider they accept, or another form of cover such as a professional consultant's certificate. Each lender sets its own rules, which is why we check acceptability before you commit.
Can you protect buyers' deposits on an off-plan apartment scheme?
Some providers offer optional insolvency cover, which protects buyers' deposits if the developer cannot complete. It is added to the structural warranty at the start, so mention it when you ask for a quote.
We have already started building in Jersey. Is it too late?
Not necessarily. Providers can often offer retrospective cover once they have seen evidence of the work done so far. Expect more questions and a higher premium than registering before the start.
Is 12 year cover available in Jersey?
Some providers offer a 12 year policy as an alternative to the standard 10 years. We can quote both so you can compare.
Get a Jersey structural warranty quote
Tell us about your Jersey development and we will come back with the providers likely to cover it, what they will need and an idea of cost.
- Takes under a minute
- Instant reply by email with your reference
- Insurer quotes usually within one working day of your completed proposal
- Guernsey, Alderney, Sark, Jersey and the Isle of Man
- Free and no obligation
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